Asset Finance

Asset finance is one of the most used and popular forms of acquiring equipment for over 95 % of all businesses in the UK. Asset Finance can mean either a Finance Lease or Hire Purchase. 

Oak the last 25 years, we have helped thousands of companies, and  help fund millions of pounds of equipment, both in the UK as well as Europe. We are known to be  experienced, impartial and transparent.

This has varied from North Sea oil equipment, factories in Slovakia,airport GSE equipment,printing presses, wind turbine farms,commercial factory racking to coffee shops, you name it, we have funded it,and everything in between!

Why use asset finance?

Well it's all in the letter F!

Your flexible funder

We are flexible on equipment !

We are flexible on underwriting !

We are flexible on New Starts, they are welcome here!

We are flexible on Rates!

  • Flexible, well what does that actually mean? it simply means that the term over which you require the asset finance can vary from 2 years to perhaps in some circumstances 7 years. The asset that you can put on finance is also very varied, from the obvious examples of plant and machinery, to artificial football pitches, oil and gas Asset Finance Specialists, Oak Leasingexploriation equipment, large HVAC installations,  catering equipment,the list is almost endless.

  • Fixed Term. All of our Leases and HP contracts are a fixed term, so that you know exactly when they will end. Fixed term helps also as bank overdrafts are normally agreed only on an annual basis, so when companies experience some hicups, as many do, the bank can cancel the overdraft, but with our contracts, you know, they will simply continue over the agreed period. There are also no annual renewal fees or annual admin fees, that banks and some funders put into their agreements.

  • Frees up capital. Working  capital to any company is crucial, you Free up your working capital with asset Finance from Oak Leasingknow that you require the new equipment, but also fully aware that it might place a strain on working capital. Asset Finance removes this strain, and the equipment will pay for itself over the period of the lease or HP contract. No one pays their staff three years in advance, so why pay for your equpment three years in advance, it simply does not make much sense!


As we said at the start, it's all in the letter F, our asset finance is flexible, fixed term and frees up your capital.

Asset Finance Calculator

Lease Rate Checker

Monthly Payment
£ 375.00

Equivalent Quarterly Repayments
£ 375.00

Equivalent Weekly Payment
£ 375.00
Less than or equal to 3 years trading
More than 3 years trading
3 yrs
3 yrs
4 yrs
5 yrs


Save your quote now, fill in the details and we will email your saved quote.

Our Asset Finance can also help you release capital tied up in your existing equipment.

Asset refinance is available and so is sale and either lease back or sale and HP back.

Oak has completed a sale and HP back for an engineering firm, who have released over £250K to re invest in their business.  This is not at all unusual of deals that we can structure.

We all know that banks are being as restrictive at the present, refinance is a viable option to most companies.

This is by releasing the cash locked in and secured on your fixed assets. The extra cash that is released from these assets, can help you to repay or reduce  your bank overdrafts and cut your monthly payments on your existing hire purchase or lease agreements, and help your immediate cash flow.

Unlock your money which is tied in to your existing equipment. Oak's asset refinance plan can release Unlock your tied in capital with Oak's equipment leasingrefinance planmoney that is tied up in your existing equipment.

Just part of our Oak Asset Finance packages, freedom of choice for you, either new or existing equipment, choice of term, and knowedge of fixed term contracts. HP or Finance lease,the choice is yours with Oak.


The best equipment leasing rates, Oak Leasing


Looking for the best equipment leasing rates? Use our lease calculator, But don't tell everyone !!

Straight talking equipment leasing specialists, Oak LeasingWe speak your language,straight talking, we listen,25 years experience,just real people in the real world, just like you



Oak Leasing,the equipment leasing specialists secured by Thawte


Oak Leasing, the equipment leasing specialists

Why use Leasing?

  • New Credit Line:
  • Does not affect existing bank overdrafts
  • Conserves valuable working capital
  • Tax allowable
  • Accurate budgeting, and is a fixed cost.
  • Upgrade at any time during the lease
  • Spread the cost over the life of
  the equipment  

No one pays their staff 3 years
salary in advance,why should
you pay for your equipment
3 years in advance?


You can only kick a can down the road so far before you have to make a decision. Something we learnt at school, you could always put off revising for an exam for so long before having to cram in … Continue reading
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Asset Finance International

Asset Finance International confirms

Oak Leasing as a leading European

Medical Equipment Leasing Company

Our experience with Oak Leasing has been fantastic.

The service has been excellent and the people have been helpful, friendly, and prompt. Being based in the United States requires all our business to be conducted over the phone.

We are glad to have Oak Leasing as our partner in the UK that provides us the support and resources that we need.

I would strongly recommend Oak to any business looking for a leasing partner. We look forward to continuing to work with them  long into the future.

Bobby Syed,  Bullex Digital Safety Inc.  New York