Suppliers Corner

Why Do Suppliers choose Oak Leasing ?

A very good question, what does Oak bring to the party. Well first, it is our experience and long-term commitment in equipment leasing and asset finance  helps to ensure that suppliers like you can achieve its financing goals with confidence. You don't need us to tell you that the leasing world has changed, from underwriting to service. What ever happened to "sales aid leasing?"

We think that we still offer sales aid leasing, coupled with the fact that we have broadened out to accept almost all types of equipment. This with underwriting that will remind you of the "old days" back in 2007, we underwrite and crucially accept new start deals. We strive to avoid jargon, so if you need a straight talking funder, with old fashioned "sales aid values", you have come to the right company. 

Secondly, Oak can help you by doing something very simple, just go to the quick quote calculator on your right and see by how much we are cheaper than your current funder or broker. Whilst we cannot guarantee that we are always lower, we are normally found to be one of the lowest.

Use the calculator for deals under 50K., For larger amounts, please either give us a call, as you can see from the example below, we could help you increase you invoice value .

For an example if you have any deal size over say £50,000, and the credit is a quoted company or a local authourity, our normal rate for a five year deal for such a credit would be in the region of  £59.25 per K per Q . The only caveat is that they have to pay by DD, if it is by invoice, the rate would increase by 1%, which is the norm.

Now I hear you cry, how do we earn more, well it is very simply, you use the rental that you have already quoted to your customer, but use the Oak rates. This should increase you invoice value and help your bottom line.

For an example, you have a £60K deal for a local authourity, you have been quoted say a rate of £61.15 per K. That would give a rental of £3,669.00 + vat, If you use our rate of £59.25 per K per Q , that would give you an increase in your invoice value of £1,924 to £61,924.  Not bad profit for a couple of click of a mouse!!

Let us take an example of a smaller deal for a newish start. Say the equipment cost is £7500, over a Best Rates, Best Company, Oak Leasingthree year period, 3+33 profile. You might have a rate of £38.50 per K, and our rate would be £36.95. The rentals you would have quoted on £7500 would be £288.75 + vat. Using our rate, your invoice would increase to £7814.61 + vat, that would give you an extra £314 profit on just that one deal.

So if you want to earn more from your leasing, just  give us a call or a click

We are fully aware that one size does not fit all.That is why we have a new online lease calculator which  is adjustable for new starts as well as established business's. It is very simple to use, even easier than  1,2,3 ! With the credit crunch upon us, Oak has linked with the Financial Times for a financial news feed, to help you keep up to date market

Fast Answers.  As we're equipment leasing specialists, we understand the critical importance of speed in turning a deal around. We are aware that the longer it takes, the colder the sale. So we will respond as quickly as possible

Fast Payments.  Cash flow is crucial in any business, remember "a sale is not a sale until the cash is in your bank account" With Oak Leasing you will get paid either by BACs or TT, normally within hours. It is better the money is in your account than your customers for the next 30 - 60 days.

How to avoid giving discounts 

  • The key thing is keep it simple. When discussing price with a customer, always use a monthly or quarterly "ballpark figure"
  • The customer is expecting a large cash price, by giving a monthly or quarterly figure you help  minimise the price of the equipment.
  • A customer will rarely tell you why they need leasing.  But unless you give them the option of leasing,  you could well lose the sale.
  • Remember, leasing is normally used by companies that could afford to pay cash for your equipment many times over.
  • Never presume.

Customer benefits of leasing

  • Helps their cash flow.
  • An alternative credit line.
  • Improves cash forecasting and Budgeting.
  • Leasing is a budget stretcher.
  • Leasing is tax efficient.

  Lead Generation.  We are determined to put the sales- aid back into leasing. Oak can offer web based solutions using our secure intranet, so that everything is available to suppliers 24/7. Part of this programme is an e mail marketing solution which our suppliers can use to assist in their lead generation for future business. The reasoning is simple, the more business you have, the more we will receive.

Do I need a consumer Credit Act License? If you sell to sole traders,partnerships, the answer is yes. Please click on the link to the OFT here.

Simplicity. Our lease application and documents are straightforward, and designed with simplicity in mind.

Quality Customer Service. We work the way you want us to work. That's why we emphasize accuracy, dependability, and efficiency. In short, we help identify your customer's needs, and then assist you in presenting the best solutions to complete the sale.

This is what our suppliers say about us. 

"We have recently turned to Oak Leasing, and have found them to be a refreshing change. The staff are extremely friendly and helpful, and their approach to business is always professional. Oak have proved to be pro-active in obtaining acceptances for our proposals and so far we have not had anyone declined for finance." 

Bill Owen Managing Director: Snack In The Box.

"Having dealt with Oak for a number of years, we find it extremely reassuring in our current age of technology to be able to speak to the same person who can answer any queries that may arise and get our deals proposed accepted and paid quickly.
Oak Leasing feel like a good old-fashioned company, courteous, reliable and competitive with all the modern facilities, the best of both worlds, First class."

 Peter Evans CS Marketing

In the current financial climate, we understand that your confidence maybe fragile. However at Oak, we are determined to build your confidence, ensuring a safe, strong platform on which together we can progress.


You can only kick a can down the road so far before you have to make a decision. Something we learnt at school, you could always put off revising for an exam for so long before having to cram in … Continue reading
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"Most of the equipment finance and equipment leasing companies will fund only the established businesses. But Oak Leasing help even the start ups since they understand the difficulties that the start ups and business face."

Business Finance in the UK.

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