What medical equipment do you finance?
Typical medical assets we finance
• Imaging and diagnostics (X‑ray, ultrasound, CT, MRI, digital radiography, fluoroscopy).
• Theatre and surgical equipment (operating tables, lights, scopes, anaesthesia and monitoring).
• Laboratory and pathology equipment (analysers, centrifuges, fridges, freezers, sample tracking and IT).
• Primary care and outpatient devices (exam couches, ECG, spirometry, sterilisation and minor ops).
• Specialist disciplines (dental chairs and imaging, radiation protection, ophthalmic and ENT equipment, audiology, rehabilitation and physio).
• Healthcare IT, PACS, RIS, servers, storage, security and specialist clinical software.
Why Oaklease for medical equipment finance?
Many finance providers offer “generic” asset finance and add a medical page on top.
With Oaklease, this is not a “bolt on”, never has been, never will be. We have financed medical laboratories in France and Sweden and Germany, clinics, right across Europe, hospital and medical facilities in the UK and over twenty countries. Worked closely with manufacturers, distributors and suppliers, as well hospitals, universities, clinics, and laboratories in both the Uk and Europe.
That is our real experience, knowledge and expertise.
We have over 33 years of continuous experience in equipment leasing, built on transparency, clarity and plain‑English documentation for UK and European healthcare clients.
• Proven pan‑European capability: funding solutions for healthcare providers and suppliers across the UK and over 30 European countries.
• Panel of specialist funders: access to multiple healthcare-focused lending partners instead of a single in‑house product.
- Oaklease can assist with any PFI hospitals that require equipment or building upgrades .
• Straightforward, transparent terms: no hidden fees, no confusing small print, clear explanation of costs and end‑of‑term options from the outset
• Experience with both public and private healthcare: independent clinics, private hospitals, NHS suppliers and multi‑site healthcare groups.
• Support for medical equipment manufacturers and suppliers: structured vendor finance programmes that help you sell more equipment into UK and European markets.
We were a start-up company and the Oak Leasing has been incredibly helpful from the beginning. Once provided with a list of the equipment we required, the process has been smooth. At each stage we have been informed and updated on the progress.
The paperwork was reduced to a minimum and contract written in plain English. Great service, no hidden costs, the whole process straightforward and transparent. I would recommend the Oak Leasing wholeheartedly. And special thanks to John Barter, who was in charge of our contract from the beginning to the end.”
What we finance and how it works
Oaklease can finance both new and refurbished equipment, from single items to full department refits. We work with direct healthcare customers and with manufacturers and distributors who want to offer finance to their clients.
Common structures include:
• Finance lease: fixed rentals over an agreed term, with options at the end to continue, upgrade or return, often fully deductible as an expense
• Lease purchase / hire purchase: structured for ultimate ownership, spreading the cost while aligning with balance‑sheet and tax objectives.
• Operating‑style agreements: contracts aligned with the expected clinical life of the equipment, often used for higher‑value imaging and diagnostic systems
A simple, transparent process
• Initial discussion: you outline the equipment list, supplier, budget, preferred term and any European locations involved.
• Tailored proposal: we prepare clear options showing rentals, terms, and end‑of‑term choices, with no hidden fees.
• Credit approval and documentation: we arrange approvals with our funding panel and issue plain‑English documents for signature.
• Supplier paid, equipment delivered: your supplier is paid directly so you receive equipment quickly, often with minimal upfront outlay.
• End‑of‑term planning: we discuss options well before contract end so you can upgrade, extend or purchase without surprises.
UK and European coverage
If you operate in more than one country, or if you are a manufacturer selling into multiple markets, you need more than a single local lease agreement.
Oaklease coordinates medical equipment finance across the UK and Europe, helping you maintain consistent terms, documentation and service levels across borders.
We support:
• UK‑only clinics and hospitals wanting a local, relationship‑driven finance partner.
• European healthcare groups upgrading sites in several countries within a coordinated framework.
• Medical manufacturers and distributors seeking a pan‑European vendor finance programme that supports their sales teams.
For healthcare providers and suppliers
Whether you are a clinic planning your next equipment investment, or a supplier wanting to offer finance alongside your systems, Oaklease can help you build a clear plan.
You get one point of contact, transparent pricing and the confidence that comes from over three decades in equipment leasing across the UK and Europe.
To discuss your next medical equipment project, or to explore a finance programme for your UK and European customers, contact Oaklease today for a straightforward, jargon free conversation.
