The question we ask is, can you afford not to use Oak?
While Europe is often seen as a single market, its leasing landscape is fragmented by national regulations, credit norms, tax regimes, and business cultures.
Credit risk profiles, even within the EU, vary significantly. What is “acceptable” in Germany may be borderline in Spain.
Oak Leasing bridges this fragmentation. With 30+ years of experience and operations across Europe, it functions as a local specialist with a continental footprint, simplifying market entry and scaling for funders and suppliers alike.
As Europe faces economic headwinds, rising interest rates, inflation, and tightened corporate budget, both businesses and consumers are more cautious with capital expenditures. In this environment, leading with a lease rental figure at the point of sale can be a powerful strategy to accelerate sales, as it lowers financial barriers and aligns costs with cash flow.
Oak Leasing provides a flexible, low risk alternative to outright purchases, helping businesses navigate uncertain economic conditions while still acquiring essential assets.
Supporting Sales with Flexible European Equipment Leasing Options
A leading Swedish company found that a European Equipment leasing solution at the point-of-sale not only eased customers’ budget constraints but also accelerated the sales cycle while maintaining profitability. By offering monthly or quarterly leasing options, they allowed clients to classify purchases as operating expenses, simplifying budget approvals—even for multimillion-euro investments.
With over 30 years of expertise, we know European equipment leasing inside out.
“As a global leader in precision CNC manufacturing, ANCA provides our customers with vital production equipment and technology. Our clients need fast, flexible decisions to optimize their operations, and Oak has been a crucial partner in this process. Their professionalism and extensive funding network make them the ideal financing partner across Europe.”
Martin Winterstein. Managing Director, ANCA Europe GmbH
Your Funder Stop at Borders? Ours Don’t!
Expertise:
As the leading European leasing broker, we offer unrivaled experience and local knowledge. With over 30 years in the industry, we provide a single point of contact who understands the varying regulations across European countries.
Instead of working with multiple companies and dealing with different teams, you’ll work with one dedicated professional who knows the ins and outs of the European financial landscape.
Efficiency:
Our approach ensures a seamless experience. With a single contact person, you benefit from consistent service—unlike dealing with multiple banks or funders, each with different equipment policies and underwriting criteria across various countries.
Simplicity:
We streamline communication and decision-making, cutting down on time and effort. You won’t waste valuable hours making calls and constant chasing to different offices across Europe—we handle everything for you.
Cost-Effective:
By leveraging our extensive network of funding partners, we can quickly identify the best financial solutions for your equipment needs. This saves you time, reduces costs, and ensures you secure the best possible rates for all your customers across Europe.
Expanding Our Reach:
As the European leasing landscape evolves, so do we. With more traditional banks shifting to sector-based credit risk analysis, we ensure your deals are approved—no fuss, no drama. Just results.
A European Leasing Partner You Can Rely On
As the year draws to a close, we’ve successfully arranged equipment leasing in Norway, Finland, Poland, Germany, Ireland, the Netherlands, France, Spain, Austria, Portugal, Sweden, and Italy. Our expertise ensures that we can navigate the complexities of European markets, enabling you to overcome economic challenges—across borders.
Our focus remains firmly on the future, helping you navigate and mitigate critical challenges such as geopolitical risks, potential tariff fluctuations, and growing energy uncertainty across Europe.
Through close collaboration with over 40 European financial institutions, we harness their collective knowledge and expertise to deliver tailored, thoughtful solutions designed to meet your specific needs.
We are discreet, professional, and detail-oriented, delivering tailored solutions that suit your needs and help drive success.
Why Payment Options Matter
Capital expenditure (Capex) is under intense scrutiny in every business. Every purchase requires approval, and competition for budget allocation is fierce. That’s why flexible payment options are more important than ever.
The world’s largest fast-food chain turned to Oak for leasing solutions across Europe. With franchises spanning 30 countries, they needed a reliable partner for Menu Boards, EPOS systems, ovens, and other essential equipment. They quickly realized that providing flexible leasing options helped them streamline their budgeting process—enabling franchisees to manage their capital more effectively.
Likewise, a leading German company discovered that offering lease solutions at the point of sale helped overcome Capex challenges for their customers. By offering monthly or quarterly leasing options, they simplified the purchase process and reduced the sales cycle, all while maintaining healthy margins.
We offer tailored leasing solutions that make capital expenditure easier to manage. We can integrate a seamless leasing portal to assist you in presenting leasing options to your customers—making the process straightforward and efficient.
Your European Leasing Solution: One Contact, 30 Countries
In summary, we provide one point of contact for all your European leasing needs. With extensive expertise across 30 countries, we offer transparent, effective, and bespoke solutions. We understand the nuances of each market, the preferences of different funders, and the specific equipment requirements for your customers. Nothing is off the shelf—our solutions are always customised to your needs
At Oak, we’re accessible and approachable. Having weathered four recessions and a pandemic, we bring a resilient and people-focused approach to every partnership
Let us take the complexity out of equipment leasing. With Oak, you gain a trusted partner who is committed to your success in Europe and beyond.
