These results from this UK equipment leasing calculator are indicative only and based on well-established companies and hard assets; final terms will depend on status, asset type, sector and credit history.
Minimum amount considered £15,000
All above quotes are subject to vat.
Please note Oaklease receives a commission from the funding bank when your lease starts; this does not increase your agreed lease rate
Why this calculator is different.
Built by equipment leasing specialists, not a generic loan site , highlight decades in equipment leasing and the breadth of assets funded, including “awkward” or complex deals others avoid.
Real‑world assumptions, these rates reflect current market appetite for well‑established businesses and hard assets, not teaser rates.
From calculator to real proposal , Oaklease can turn the estimate into a structured lease with appropriate funders in the UK and Europe.
Leasing solutions delivered in the UK and across 30+ European countries through a network of 40+ funding partners.
“We have no hesitation in recommending Oak to anyone looking for equipment leasing”
We rolled out new sites in three countries using Oaklease. No other leasing company could deal with the complexity. They made it simple.” — COO, European Franchise Group
“Oaklease looked past our credit score and saw the bigger picture. We wouldn’t have launched without them.” — Startup Owner, UK Hospitality.
Equipment Leasing Calculator FAQs
What is an equipment leasing calculator?
An equipment leasing calculator is an online tool that estimates monthly repayments and total cost when you spread the price of a business asset over time, using inputs such as asset cost, term and interest rate.
Are the results guaranteed?
No , the results are indicative only, designed to give you a realistic guide before a full credit assessment and tailored quote.
Will using the calculator affect my credit score?
No. Using this calculator does not run any credit checks and has no impact on your credit file
What kinds of equipment can I finance with Oaklease?
Almost any equipment that you could think of, we have leased equipment into the North Sea and into Space, and almost any equipment in between.
Can you help with larger middle‑ticket deals from £100,000 upwards?
Yes, we have a Middle Ticket lease desk that specialises in deal sizes £250K to £10 million.
Do you provide the equipment or just the finance?
We simply provide the finance, you choose both the equipment and the supplier.
Can you arrange leasing in Europe as well as the UK?
Yes, we have financed over 1000 companies in thirty countries in Europe.
What happens next?
- Use the calculator to get indicative payments.
- Share the figures and basic deal outline with Oaklease.
- A specialist discusses options, structures, and likely funders.
- If you wish to proceed, Oaklease prepares a formal proposal with the chosen funder.
Our experience helps structure agreements that support cash flow, match seasonal income, and avoid surprises at the end of the term.
Human reasoning behind digital tools.
• The calculator gives you a clear starting point; an experienced equipment leasing specialist then stress‑tests the numbers against real underwriting criteria.
• This blend of clear tools and deep, human reasoning helps uncover smarter structures than a simple “rate and term” comparison site

