Key reasons healthcare providers choose medical equipment leasing:
• Preserve cash and working capital by spreading the cost of equipment over its useful life instead of paying upfront.
• Keep up with clinical innovation by upgrading at the end of the term, avoiding the risk of owning obsolete technology.
• Match payments to income by aligning lease terms with reimbursement cycles and service revenues.
• Simplify budgeting with fixed, predictable monthly payments over an agreed term.
• Potentially include associated costs such as installation, software, and accessories within the same agreement.
Whether you run a busy imaging centre, a growing dental chain or a specialist laboratory, leasing lets you focus on clinical outcomes while your financing stays controlled, scalable and easy to understand.
Who we support
Oaklease provides medical and scientific equipment leasing for a wide range of healthcare organisations, from single‑site practices to multi‑site groups operating across borders. Our experience spans:
• Private hospitals and day surgery units funding operating theatre equipment, imaging systems and patient monitoring.
• Clinics and GP practices acquiring ultrasound, ECG, diagnostic devices and treatment room equipment.
• Dental and orthodontic practices investing in chairs, imaging (including CBCT), sterilisation and practice IT.
• Veterinary practices and animal hospitals upgrading imaging, surgical and lab equipment for companion and large animals.
• Diagnostic imaging centres installing MRI, CT, X‑ray and fluoroscopy systems.
• Laboratories and life‑science facilities leasing analysers, centrifuges, incubators, biosafety cabinets and cold storage.
• Physiotherapy and rehabilitation centres funding treatment tables, exercise equipment and specialist modalities.
If your organisation relies on medical or scientific equipment to deliver patient care, diagnostics or research, Oaklease can design a leasing structure that reflects how you work and where you operate.
“We were a start-up company and the Oak Leasing has been incredibly helpful from the beginning. Once provided with a list of the equipment we required, the process has been smooth. At each stage we have been informed and updated on the progress.
The paperwork was reduced to a minimum and contract written in plain English. Great service, no hidden costs, the whole process straightforward and transparent. I would recommend the Oak Leasing wholeheartedly. And special thanks to John Barter, who was in charge of our contract from the beginning to the end.”
What medical equipment can you lease?
Most tangible medical and scientific equipment used in clinical and laboratory environments can be leased. Typical assets we fund include, but are not limited to:
• Imaging and diagnostics: ultrasound machines, digital X‑ray systems, mobile C‑arms, CT and MRI scanners, mammography units and associated workstations.
• Theatre and surgery: operating tables, anaesthetic machines, surgical lights, endoscopy towers, electrosurgical units and specialist instruments.
• Patient monitoring and care: vital signs monitors, ECG, infusion pumps, ventilators, patient beds, trolleys and monitoring networks.
• Sterilisation and decontamination: autoclaves, washer‑disinfectors, sterilisation trays and cleaning systems.
• Laboratory and life‑science equipment: analysers, centrifuges, incubators, microscopes, biosafety cabinets, freezers and environmental chambers.
• Dental and veterinary equipment: chairs, delivery systems, compressors, suction, imaging units, sterilisation, surgery lights and practice management IT.
• Healthcare IT and infrastructure: PACS servers, RIS/LIS systems, clinic management software, secure storage, networking and displays.
If the equipment is essential to how you diagnose, treat or support patients, talk to us about whether it can be leased as part of a tailored finance solution.
How medical equipment leasing works with Oaklease
Oaklease aims to make the leasing process straightforward, transparent and quick, so that you can focus on patient care rather than paperwork. A typical agreement follows four clear stages:
1. Initial discussion
You tell us what you plan to acquire, who the supplier is, where the equipment will be used and the budget you have in mind. We discuss terms, likely monthly rentals and any options you may need at the end of the agreement.
2. Tailored proposal
We prepare a proposal based on your requirements, taking into account term length, residual value, expected usage and any cross‑border considerations if you operate in more than one country. Where appropriate, we can structure different contract types such as finance lease or lease purchase.
3. Credit approval and documentation
Once the proposal is agreed in principle, we obtain credit approval through our panel of funders and issue documentation in clear, plain English. Our aim is that you fully understand your commitments before signing, with no hidden fees or confusing clauses.
4. Equipment delivery and go‑live
After documents are signed and conditions are satisfied, we arrange for the supplier to be paid and the lease to start. You receive the equipment directly from the supplier and can start using it immediately while paying regular rentals over the agreed term.
Throughout the process, you deal with a single point of contact at Oaklease who understands both the financial structure and the practical realities of installing and commissioning medical equipment.
Options at the end of the lease
Different healthcare organisations have different strategies when it comes to technology refresh and asset ownership. We can build this into the agreement from the outset. Common outcomes at the end of a medical equipment lease include:
• Continuing the lease for a further period, often at a reduced rental.
• Upgrading to newer technology under a new agreement while returning the original equipment.
• Purchasing the equipment, where the agreement type and regulations allow this, typically for a pre‑agreed amount.
• Handing back the equipment and ending the agreement where that structure best fits your technology plan.
By planning for end‑of‑term options early, you can synchronise your clinical and technology strategy with your finance strategy, avoiding surprises later.
Pan‑European and cross‑border capability
If you are a manufacturer or distributor supplying equipment into multiple European markets, or a healthcare group operating across borders, you need more than a local lease in one country. Oaklease has long experience arranging medical and scientific equipment leasing across the UK and Europe, working with a wide network of funders to support cross‑border requirements.
This means you can:
• Offer a consistent finance solution to customers in different countries.
• Roll out standardised equipment programmes across multiple sites, each with local contracts aligned to local regulations.
• Work with a central contact at Oaklease who understands your product range, your sales cycle and your geographical footprint.
From a single clinic in the UK to multi‑country deployments across Europe, we bring the same emphasis on clarity, transparency and long‑term relationships.
Vendor and manufacturer leasing programmes
medical equipment manufacturers and distributors, offering leasing at the point of sale can significantly increase conversion rates and average order values. Rather than sending customers away to arrange their own finance, you can present an affordable monthly rental alongside your equipment quotation.
Oaklease can:
• Design a finance programme around your product range, typical ticket sizes and target markets.
• Train your sales team on how to present leasing as an option without giving regulated financial advice.
• Provide fast, consistent decisions with minimal disruption to your sales process.
• Support you across multiple countries, so your team has one partner rather than many disconnected providers.
Whether you supply imaging systems, dental equipment, lab instruments or specialist medical devices, an embedded leasing solution can help customers say “yes” sooner while protecting your margins.
Why choose Oaklease for medical equipment leasing?
Choosing a finance partner is about more than rate alone. In healthcare, reliability, understanding and the ability to support long‑term relationships are critical. Oaklease offers:
• Over 33 years of experience in equipment leasing, including extensive work with medical and scientific equipment.
• Access to a broad panel of funders, helping to secure competitive terms and solutions for different risk profiles.
• A strong focus on clarity, transparency and plain‑English documentation.
• The flexibility to work with independent clinics, large healthcare groups and equipment vendors across the UK and Europe.
If you are planning to acquire new medical or scientific equipment, or want to offer leasing to your healthcare customers, we can help you structure a solution that aligns with your clinical, operational and financial goals.
To discuss your next project or to request an indication of monthly rentals, contact Oaklease today and speak to a specialist in medical equipment leasing.
