Asset Refinance: Your Plan B That Feels Like Plan A
Let’s cut to the chase. You’ve got equipment. You’ve got equity tied up in it. And you’ve got plans or maybe even problems that need funding. That’s where asset refinance comes in.
At Oak Leasing, we don’t do fluff. We do fast, flexible, and fiercely practical finance. Asset refinance is your way to unlock capital from the equipment you already own, without begging your bank, and without burning through your existing credit lines.
What Is Asset Refinance?
Asset refinance is simple. You take the value locked inside your existing equipment — CNC machines, vehicles, printing presses, whatever — and turn it into working capital. We arrange a new finance agreement (lease or hire purchase), settle any existing finance if needed, and release the equity back to you.
It’s discreet. It’s efficient. And it’s often the smartest way to raise funds when things get tight — or when opportunity knocks.
Why Businesses Choose Asset Refinancing
In today’s volatile economic landscape, companies seek flexible financing options that don’t dilute equity or disrupt operations. Asset refinancing offers:
- Immediate cash flow without selling assets
- Tax efficiency through interest deductibility and depreciation adjustments
- Improved balance sheet ratios, enhancing creditworthiness
- Strategic reinvestment in operations, technology, or expansion
Companies normally overlook that they are sitting on large amounts of equity left in their equipment that they own.
We can even settle existing finance on the equipment, and reduce your present repayments.
This has become a very useful and discreet method for companies as a cost effective way for firms to raise money.
Often your banks just do not listen, very good to help when things are smooth, but when cash flow problems hit, then will not offer the helping hand that you require!
Asset refinance simply, gives you as cash injection from your existing assets and equipment, you could call it a capital release plan.
Two recent examples of Oak’s innovative and imaginative asset refinance or equipment refinance plans were to a printing company, that was looking to raise further working capital.
Oak arranged asset refinance on three large printing machines, and freed up over £250,000 of valuable working capital that was previously tied up in the old machines.
In the second example, a machine tool company required a cash boost over a quiet period, By refinancing a number of older CNC machines, over £150,000 was raised.
This was provided discreetly, efficiently and professionally.
Just think how we could assist your business!
Even if you already have finance on your equipment, we can arrange both asset refinance as a lease or as HP. The choice is yours!
Without preambles or mission statements, we provide direct assistance in crafting a robust Plan B that aligns with your comprehensive requirements, encompassing both immediate and extended horizons.
The business landscape is subject to rapid fluctuations, with potential scenarios such as bankruptcy and the need for financial resources to mitigate short-term deficits.
With these, and any other situations, our asset refinance plan can help you grow and survive without asking your existing bankers, and importantly keeping your existing credit lines free.
Plan B:
Occasionally, even the most meticulously crafted plans encounter unforeseen challenges. Banks, private equity firms, investors, and financial institutions may fail to deliver at the expected time, and setbacks are a common occurrence in most business endeavours.
