Why European Businesses Lease with Oak
Unlock Growth Without Capex
We can give you the ability to lease equipment across Europe. Leasing gives you full access to equipment without the heavy burden of upfront capital. Whether you’re scaling operations or upgrading outdated machinery, Oak provides flexible leasing across 30+ European countries—turning fixed assets into manageable monthly costs.
✔ Opex-friendly financing
✔ Fast approval process
✔ Cashflow protection for growth
One Leasing Partner for All of Europe
Cross-Border Leasing Without the Headache
Expanding into Europe? You need consistency, speed, and compliance—without juggling multiple local funders. Oak is your single point of contact across the continent.
What we deliver:
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Unified contracts for multi-country leasing
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Local tax and legal compliance
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Sector-aligned solutions for retail, logistics, healthcare, and more
- Transparent and with over thirty years experience.
Coverage: Germany | France | Italy | Netherlands | UK | Spain | Poland | Nordics | +25 more
Payment Options Matter.
Capex is under enormous pressure in every company, every item is highly scrutinised before approval, and in competition from all the other departments that are requesting a capital purchase.
The world’s largest fast food company chose Oak for their franchises throughout Europe. They required a European leasing partner covering over 30 countries, with varied suppliers and equipment to provide their franchisee with a lease option for Menu Boards, Epos, Ovens, and other equipment. They realised that payment options are crucial, and more so now than ever before.
A leading Danish company realised that offering a lease solution at the point of sale would help them overcome budget and Capex difficulties with their customers. Leasing proved to reduce the sales cycle and keep margin.
Simply offering either monthly or quarterly leasing figures, helps the finance director, by simply making this a revenue purchase, not a capital purchase. Not rocket science, more like common sense. We can arrange a proven seamless integrated leasing portal to assist you in presenting a leasing solution to your customers.
If you are selling equipment in Europe, you need to have the ability to lease your equipment, your competitors will have that option.
For Suppliers & Manufacturers
Offer Embedded Leasing with Every Sale
Almost 79% of lessees in Europe use vendor or manufacturer channels for their leasing requirements.. This is notably more popular than seeking financing separately from banks or direct finance companies
European vendor leasing is particularly valuable in times of economic uncertainty, when businesses are cautious about Capex.By offering leasing directly at the point of sale, vendors and manufacturers can address customer concerns about large investments and accelerate the sales process.
Suppliers across Europe partner with Oak to offer turnkey leasing options with their products—helping close more deals and boost customer conversion. The key is very simple, do not leave equipment leasing as a last resort.
We provide:
✔ White-labelled leasing offers
✔ Instant credit decisions
✔ Full payment to supplier within 48 hours
Talk to a Leasing Expert
Ready to Lease Across Europe? Let’s Talk.
Whether you’re sourcing a single lease or structuring a multi-country rollout, our team is ready to help you plan, approve, and activate your leasing strategy fast.
No company wants a “Kodak” moment!
Become a partner with us, let us help you with your sales opportunities
CFO & Finance Leader Ready
Structured for Tax & Compliance
Whether you’re IFRS 16–compliant or seeking tax efficiency across jurisdictions, Oak structures leasing solutions that align with your finance strategy.
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Operating and finance lease options
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VAT-efficient invoicing
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Localised agreements per EU country
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Full audit trail and contract support
Frequently Asked Questions
Q: What countries does Oak cover?
We operate in over 30 countries, including Germany, UK, France, Poland, Spain, Netherlands, Italy, and across Scandinavia and the Baltics.
Q: What industries do you serve?
We support franchises, manufacturers, medical, scientific, retail, production, data centres, Media providers, suppliers, and green energy operators.
Q: Do you offer operating leases or finance leases?
We offer both, depending on your accounting and tax requirements.
Q: Can you support leasing through our supplier network?
Yes—we work with manufacturers, suppliers, and preferred vendors to structure leasing offers.
