What is Asset Finance?
Asset finance allows you to acquire essential equipment, machinery, or vehicles without large upfront costs. Instead, you spread the investment over time, protecting your cash flow and enabling smarter budgeting — all while keeping your business agile and future-ready.
The phrase, asset finance can cover many options, equipment leasing, hire purchase, asset refinance. All of these will provide you with choices. If you are considering new equipment, perhaps plant and machinery, where you will want to claim the capital allowances for yourself, well, then choose HP.
Your accountant might recommend the tax benefits of a lease option. You might even choose to release capital tied up in your existing equipment, and go for asset refinance. As you can see, asset finance has all of the options that you may need when looking for new equipment, or just extra capital. The choice is yours.
From airport fuel tankers to North Sea Oil and Gas exploration equipment, Professional football pitches to specialist renewable energy equipment, Trucks, Gin stills and brewing equipment to Production Lines, robot or otherwise, the list goes on almost for ever, simply put, if you need it, we can provide asset finance for it.
Asset Finance that Fits
A customer required funding for highly specialised equipment that would be used in the North Sea.
They had approached many funders but they all had cold feet when they realised that the equipment would be underwater!
To make it harder, the equipment was ordered from the USA and needed payment in advance before loaded and shipped to the UK.
Not only did we fund the equipment, but the customer was so pleased, we have funded other projects for them in the North Sea, all underwater!
Why Choose Oaklease?
- Decades of Experience: Over three decades of hands-on experience with businesses of all shapes and sizes.
- Unconventional Solutions: Your business is unique — your finance should be too. Oaklease designs custom packages that traditional lenders can’t or won’t.
- “Square Pegs Into Round Holes” Thinking: Where others see obstacles, we see opportunity.
- European Reach: Active across 30+ European countries with regional expertise.
- Access to over 40 Funders across UK and Europe: Better rates, more flexibility, and faster approvals.
- Clarity at Every Step: No jargon. No surprises. Just experience and transparency
What We Offer
- Hire Purchase
- Finance Leasing
- Operating Leases
- Asset Refinance
- Startup Finance
- Invoice Finance
Not forgetting over forty funders and banks and institutions, covering the UK and thirty European countries.
Finance for Real Businesses
We support sectors like Construction, Hospitality, Medical, Retail, Manufacturing, Production Line, Green Energy, Scientific GSE, IT and Data Centres, the list goes on, and even in the North Sea!
Benefits
- Preserve working capital
- Match payments to cash flow
- Stay up to date with equipment
- Tax advantages
- Fast approvals
What Our Clients Say
“We came to Oaklease when everyone else had said no. Not only did they say yes — they built a solution we didn’t know was possible. Square peg? Round hole? They made it fit.” — Operations Director, Food & Beverage Franchise
“Oaklease truly delivered an unconventional solution for our unconventional business model. It was refreshing to deal with people who ‘get it’.” — CEO, Medical Tech Startup
Ready to Finance Differently?
If traditional asset finance providers don’t understand your business — maybe it’s time you spoke to one that does.
