Putting it simply, equipment refinance or sale and leaseback enables companies to free up capital that they have tied up in either movable or fixed assets for either strengthening their balance sheet, restructuring their business, or helping with cash flow. 

Business Equipment Refinance:-

  • Restructure of equipment refinance,
  • Business equipment refinance,
  • Refinance leasing
  • Refinance  HP deals
  • Sale & lease back,
  • Loan consolidation

Let us complete your financial jigsaw.
Businesses Financed:-

  • New Starts
  • Highly geared businesses (including rental businesses)
  • Businesses in CVA
  • Insolvent Businesses
  • Companies with Adverse or Trading Losses
  • Directors in an IVA, Arrangement or with Adverse
  • Businesses located across the UK

Refinance Features:-

  • Up to 100% LTV
  • Lends of £ 25,000 – £ 250,000
  • On a Term of 3 months to 5 year
  • Funding available on unencumbered and financed assets (subject to settlement of existing finance agreements)
  • Lends secured on a range of industrial assets of any ages

Available on Hire Purchase or Finance Lease

Funds can be used for any purpose:-

  • To recover for a bad debt
  • Reduce a bank overdraft
  • To acquire assets from a supplier or administrator
  • Restructure existing finance agreements (potentially reducing monthly repayments)
  • Fund the exit of a shareholder or to buy another business
  • Finance the settlement of a balloon
  • Reduce monthly commitments
  • Pay a pending tax liability
  • Purchase soft assets, stock or consumables

The immediate benefits of equipment refinance are:-

  • The injection of new funds to assist short – medium term cash flow.
  • The funding of Phoenix companies or Pre-Packs.
  • Enables you to retain ownership of your business.
  • Reduced monthly repayments.
  • Ability in assisting in company restructuring.
  • MBO or MBI  fund raising

Example :-
Oak has completed a sale and HP back for an engineering firm, who have released over £250K to re invest in their business. This is typical of the type of deals that we can structure,  just think what we can do for you! 

Furthermore, we all know that banks are being as restrictive at the present, so refinance is a viable option to most companies.

This is achieved by releasing the cash locked in and secured on your fixed assets. The extra cash that is released from these assets, can help you to repay or reduce  your bank overdrafts and cut your monthly payments on your existing hire purchase or lease agreements, and help your immediate cash flow.